PTRajan Chits Private limited is part of PTR Groups. In early 1980's PTR Groups, the first venture was trading of agriculture products like peanuts,rice etc and expansion into oil trading. In 2023,as a request and suggestion from satisfied customers, it was a strategic move to expand into Chit funds based business named- PTRAJAN Chits private limited
expound the actual teachings. of the great explorer of the truth, the master-builder of No one rejects, dislikes, or human happiness.
Chits plans primarily target individuals and small businesses with specific financial needs. These could include people looking for disciplined savings, access to credit without the burden of high-interest rates, or a means of collective investment
Chits plans offer a dual benefit of savings and credit. Participants save money regularly while also having the opportunity to access funds through the auction process, thus addressing both short-term and long-term financial needs.
Participants do not need to borrow money from external sources, such as banks or money lenders, which often come with high-interest rates and strict repayment terms. Chit plans offer an interest-free borrowing option within the group.
Chits plans encourage participants to save regularly. By committing to monthly contributions, individuals develop a disciplined savings habit, which can be beneficial for achieving various financial goals.
Chits plans can be customized to meet various financial goals. Participants can choose the total pool size and the duration of the plan based on their specific needs, whether it's funding education, purchasing assets, or starting a business.